As property owners and managers, you work hard to protect your investment, maintain strong relationships, and build communities where residents feel at home. But as we were all reminded by the recent tornado in St. Louis, some events are completely out of our control.
When disaster strikes, the impact goes far beyond the physical damage to a building. Residents without renters insurance are left facing personal loss, uncertainty, and often a sudden need for temporary housing. While your property insurance covers the structure, it does not cover the contents of individual units or support the recovery process for those living inside.
Renters insurance bridges that gap and benefits everyone involved. It gives your residents access to the protection they need and reduces the likelihood of confusion or conflict after an incident. For you, that means fewer emergency escalations, smoother communication, and greater long-term stability across your portfolio.
To simplify the process and ensure all residents meet lease insurance requirements, we include a value-driven renters insurance policy as part of our Resident Benefit Package. This means residents are automatically added to our master policy through an A-rated carrier. There is no additional work required from you or your residents, and coverage is included within the monthly cost of the package.
This approach ensures consistency across units, limits risk exposure, and offers a dependable solution without requiring residents to search for individual policies on their own. If a resident prefers a retail insurance option, they are welcome to provide one that meets the lease requirements.
Contact us at Deca Property Management to learn more about how we support both owners and residents through smarter risk management and everyday peace of mind.
