Step By Step Prospective Resident Guide

PRE-QUALIFY

Multiple factors will be considered when making a final decision on whether you qualify for a Deca home or apartment.

It is a combination of the following:

Income

Applicants must have monthly NET income of at least 3 times the monthly rent and/or liquid assets to cover the rental payments.

Rental History

  • Applicants must have positive rental references from ALL current and previous landlords within the past 3 years.
  • No negative rental or mortgage history within the past 3 years.
  • No unsatisfied landlord actions.

Credit Score

Applicants must have a credit score of 600 or higher. There are opportunities to qualify for a property if your credit score falls under a credit score of 600 by paying an additional up-front fee or obtaining a qualified co-signer.

U

Criminal Background

Applicants must have no felony convictions (violent or real estate related) and/or no felony convictions for the illegal manufacturing or distribution of a controlled substance within the past 7 years.

Will I Qualify for a Deca Home or Apartment?

The guide below will help you determine if you pre-qualify for a Deca rental home or an apartment. An application must be submitted in order for Deca to determine whether you qualify. We encourage each prospective resident to fully read the following rental criteria and contact our office for questions.

image of advanced pre qualify steps

Employment and Income

Your NET monthly income must be at least three (3) times the monthly rent to qualify for a Deca home or apartment for rent. Assistance from agencies and housing subsidies are considered a source of income and will be valued at one and one-half (1.5) times the monthly rent. You will be required to provide proof of income.

If you have liquid assets that prove your ability to cover the rent payments you may be exempt from the income to rent ratio (proof of assets is required). If you have a current mortgage, you must make three (3) times the rent plus enough to cover the mortgage.

Proof of income is required. The following are acceptable (in some cases multiple documents will be required):

N

Copies of the last three (3) pay stubs

N

Bank statements for the past three (3) months (if self-employed)

N

Tax returns for the past two (2) years (if self-employed)

N

Letter verifying employment

N

Proof of student loans

N

Award letter for disability, social security and/or rental assistance

Other information that may be required:

N

Signed, dated and notarized contract

N

Profit and loss statements

N

Bank statements

Rental History

A solid rental history (or mortgage) is of utmost importance to qualify for a Deca home or apartment. You will need to provide a rental reference within the last three (3) years which confirms a minimum of one (1) year or more of a valid, verifiable rental history from a third-party landlord. If you do not have a rental history or if your rental history is shorter than 12 months and, assuming you meet all other requirements set forth herein, a nonrefundable rental history fee of $250 or a *qualified co-signer will be required. Deca will contact your current landlord and previous landlord to determine if you paid your rent on time, honored your lease terms and took proper care of the applicable rental property.

If your rental history includes any of the following within three (3) years prior to the submission of your application, you will NOT be eligible to rent from Deca Property Management. Landlord/Resident actions, including but not limited to:

^

Noise or nuisance violations

^

Multiple late or non-sufficient fund (NSF) charges or notices to pay or vacate

^

Pest infestations due to resident negligence

^

Material and verifiable adverse reference from prior landlord

^

Collection fillings caused by breach of lease agreement or utilities

^

Violation of rules relating to unauthorized residents and/or pets

^

Excessive property damage

^

Improper notice to vacate

^

Failure to cooperate with housing assistance program requirements while receiving benefits

^

Foreclosure

Negative rental or mortgage history 3+ years ago will be taken into consideration and may result in you not being eligible. If your history includes any unsatisfied landlord actions you are NOT eligible to rent from Deca.

Credit Score

Credit scores are an important decision-making tool that helps Deca Property Management anticipate how likely you are to pay your rent on time. There are opportunities to qualify for a unit if your credit score falls under 600 by paying an additional upfront fee or obtaining a *qualified co-signer.

* A qualified co-signer must have a minimum credit score of 640 (if the credit score is 740 or above, the credit fee will be waived) and must show they have the capacity to pay rent if needed, on top of their own debts and financial obligations. Qualified co-signer requirements will be waived for Section 8 and other housing assistance agencies if they do not allow a co-signer (further documentation may be requested).
Co-Signers are fully liable for the lease and assume the financial responsibility of the lease.

Sole Applicant Only

Screen Shot 2021-01-11 at 8.57.32 AM

Applicant and Co-Applicant

Screen Shot 2021-01-11 at 8.57.57 AM

*Co-Signer Requirement

Screen Shot 2021-01-11 at 8.58.29 AM

Criminal Background

Deca seeks residents that will adhere to the rules and who will have respect for their neighbors and property. Under no circumstance will Deca rent to someone who is a potential danger to life, property or the safety of others.

Deca will conduct a public record search through the Missouri CaseNet website, utilizing your name and date of birth, to assist us in seeking information relating to any criminal convictions.

If your history includes felony convictions (violent or real estate related) and/or felony convictions for the illegal manufacturing or distribution of a controlled substance within seven (7) years prior to the submission of your application, you will NOT be eligible to rent from Deca.

If your history includes any of the following criminal convictions, regardless of when they occurred, you will NOT be eligible to rent from Deca:

Murder

Arson

Kidnapping

Voluntary manslaughter

Terrorist threats

Sexual assault or sexual misconduct

All misdemeanors related to real estate or the safety of other residents will be grounds for not qualifying.

Rental Application Process

Many of our rental properties are in high demand. In some cases, there may already be multiple resident applications submitted at the time you submit your application. We cannot guarantee any unit, although it may be available at the time your application is submitted. Units are rented to the best qualified applicant (not based on order received) with the deposit requirement fulfilled. A deposit cannot be fulfilled until the rental application is approved and you have viewed the property.

Renter Application Rules:

  • Each person 18 years of age and over (or an emancipated minor) who intends to reside in the subject dwelling unit must submit a rental application.
  • Each applicant must qualify, at Deca Property Management’s sole discretion, either: (a) individually, or (b) jointly with other applicants.
  • Applications must be filled out and signed or electronically submitted.
  • Application fees must be paid prior to processing the rental application.
  • Applicants must acknowledge and accept that Deca represents the owner of the property for which applicant is applying.
  • Applicants must complete the application in detail and provide current picture identification and proof of legal income.(See list of acceptable documents below.)
  • If applying with a section 8 voucher, you can only apply for the number of bedrooms that is stated on your voucher.

Required Documents

Acceptable identification (Deca reserves the right to refuse any form of identification that does not fall within the following four types):

N
Current state driver's license
N
Current state identification
N
Current military identification
N
Current passport

Unacceptable identification includes, without limitation:

M
Work identification
M
Identification that is not current
M
Identification that is not in a condition to be read
M
Other forms of identification that, in Deca's sole discretion, are unsatisfactory

Any falsification of information on the rental application, including non-disclosure of criminal records is grounds for not qualifying.

Rental Application Cost:

^
$60 per adult (anyone 18 years of age and over or emancipated minor). $10 off your application fee if you apply online.
^
Application fee(s) is/are NON-REFUNDABLE
^
The application fee covers the cost of processing your application and obtaining your credit report

Methods of Payment:

^
Exact Cash
^
Money order
^
Personal check or cashier's check
^
Credit card (only accepted through online application)

Ways to Apply for a Rental Property

Online

Apply online at decapropertymananagement.com and pay with credit card ($10 off your application fee if you apply online).

In-Person

Apply in person at our office (9630 Gravois Rd St. Louis, MO 63123). We are open Mon-Fri 8:30-4:30. We accept money orders, personal checks, cashier’s checks or exact cash. We also have a drop box to the right of our front door if you want to drop it off after hours.

Mail

Mail your application with a money order, personal check or cashier’s check to our office (9630 Gravois Rd St. Louis, MO 63123).

soulard farmers market
soulard
soulard pet parade

What People Are Saying About Us

4.8/5
4.8 /5
497 Reviews

Survey
4.0/5
May 18, 2022
Deca Property Management, LLC
Good place to rent from...fast response to maintenance request...I guess it depends on owner of property(not all things repaired)...work with you if fall behind on rent. So far everyone is nice and helpful.
Survey
5.0/5
May 18, 2022
Deca Property Management, LLC
The ease of which I had filling out all the paperwork and the excellent communication with the property managers was so easy!
Survey
5.0/5
May 18, 2022
Deca Property Management, LLC
Thank you for providing great service. You are all very responsive and helpful in our time of need. That is huge! Thank you!
Survey
5.0/5
May 18, 2022
Deca Property Management, LLC
When ever I have a problem that needs to be fixed at my home Deca Property Management always come and take care the situation that needs to be fixed at my house
Survey
5.0/5
May 13, 2022
Deca Property Management, LLC
DECA is new for my apartment complex. I am very pleased with just the overall warm welcome I received when they took over. Agent took the time to call and introduce herself (Theresa ;0). I had issue setting up online portal and she put me in correct direction and issue resolved instantly. SO FAR SO GOOD!! Thank you for your professionalism
Survey
5.0/5
May 12, 2022
Deca Property Management, LLC
My kids and I really love our new home everything was good besides a few small things but I tlk to you all about thm and thy goin to handle thm so thank you for this beautiful home
Survey
5.0/5
May 10, 2022
Deca Property Management, LLC
10 a.m. the next morning, made the repair, and no issues since. We could not have asked for better service, thanks so much!
Survey
5.0/5
May 10, 2022
Deca Property Management, LLC
It was a great experience. The process was easy. I my new home.
Survey
5.0/5
May 10, 2022
Deca Property Management, LLC
Y'all was great look professional the move in was great and love the house
Google
5.0/5
May 10, 2022
Google Deca Property Management, LLC
They have been managing our property for a little less than one year and to-date I am very satisfied with their performance. The respond very guickly to both the owners and the tenants needs.
Google
5.0/5
Apr 28, 2022
Google Deca Property Management, LLC
Mark very professional was able to come assist the problem and fixed everything according fast and timely manner
Survey
5.0/5
Apr 19, 2022
Deca Property Management, LLC
What can I say, but, wow! I have lived at a place that took 2 weeks to change a light bulb over an outside door. When there has been an issue, Deca, made sure it was taken care of immediately. This is why I love Deca. They show, the can about people!
Survey
5.0/5
Apr 14, 2022
Deca Property Management, LLC
great
Google
5.0/5
Apr 14, 2022
Google Deca Property Management, LLC
As a property owner I appreciate the management provided by Deca, we should have been using their services years before! They were also very helpful in selling another property in the past. I highly recommend their services.
Survey
5.0/5
Apr 11, 2022
Deca Property Management, LLC
Michelle walked me through each step. My move in went very well. I was a bit nervous because I haven’t moved in 7 years. I like the residents portal, which is a great tool for communication and access to all necessary paperwork. I am very happy and love my new home!
Google
5.0/5
Mar 25, 2022
Google Deca Property Management, LLC
The representative showed up on time, was very helpful and informational about the place. He conducted himself in a professional manner, on top of that was super nice and I would recommend Decca send him out more often.
Survey
5.0/5
Mar 23, 2022
Deca Property Management, LLC
Ms. Stalzer was very helpful and responsive throughout the entire process; the housing search, scheduling viewings, completing paperwork, accessing the property, etc.
Survey
5.0/5
Mar 23, 2022
Deca Property Management, LLC
I am pleased with Deca Realty they get right at it when you need things done they answer your calls haven't anything negative to say about them
Survey
5.0/5
Mar 18, 2022
Deca Property Management, LLC
The maintenance crew is top notch. Had to put in a couple of calls.
Survey
4.0/5
Mar 18, 2022
Deca Property Management, LLC
Michelle Stalzer was a wonderful all around!
Survey
5.0/5
Mar 17, 2022
Deca Property Management, LLC
I recently moved into a property managed by Deca Property Management. And I couldn't be happier. Not only because we love our new home but because of their amazing customer service. Our flat/duplex is an older building and I've been told our unit was unoccupied for some time. Because of that we've had a few, minor, issues. Deca has listened to our concerns and responded immediately. I have lived all over the country, and this is hands down the best customer service I've ever received. I would highly recommend looking at a Deca managed property!
Survey
5.0/5
Mar 17, 2022
Deca Property Management, LLC
Very smooth process, professional team willing to help with any questions or concerns. Great communication throughout the process from application, to viewing and move in process. My apartment was clean and move in ready. I highly recommend this property management team to anyone looking for a home.
Google
5.0/5
Mar 7, 2022
Google Deca Property Management, LLC
I love deca hope hope i can always b a renters of deca propertys very loyal and dependable love yall
Survey
4.0/5
Feb 22, 2022
Deca Property Management, LLC
Even with the hiccups with this property deca has always fixed the issues we have had in a timely manner. Very good customer service!!
Survey
5.0/5
Feb 20, 2022
Deca Property Management, LLC
Always 👍
Google
5.0/5
Feb 20, 2022
Google Deca Property Management, LLC
Little slow with repairs...otherwise good company to rent from fell behind a couple of times they work with you.
Survey
5.0/5
Feb 12, 2022
Deca Property Management, LLC
I on a Friday night and the maintenance manager called me back and sent someone out that same night. He help me clean up all the water and move some things out of the way. The next day the plumber came toke looked around and things were good. So far no water .Great job maintenance team.
Survey
5.0/5
Feb 11, 2022
Deca Property Management, LLC
I was contacted immediately!
Survey
5.0/5
Feb 11, 2022
Deca Property Management, LLC
Everything was fixed in a great way.
Survey
5.0/5
Feb 11, 2022
Deca Property Management, LLC
I’m always happy with your work!
Survey
5.0/5
Feb 11, 2022
Deca Property Management, LLC
Deca Maintenace always do a great job
Google
5.0/5
Feb 11, 2022
Google Deca Property Management, LLC
High Quality Professionals. Always positive, passionate and respectful.
Google
5.0/5
Feb 11, 2022
Google Deca Property Management, LLC
I love my apartment it’s big and very nice. They keep the place in tip top shape.
Google
5.0/5
Jan 27, 2022
Google Deca Property Management, LLC
Survey
5.0/5
Jan 22, 2022
Deca Property Management, LLC
Your worker are always friendly and pleasant
Google
5.0/5
Jan 21, 2022
Google Deca Property Management, LLC
I have been served by Deca for about 6 years, they have always done well by me.
Survey
5.0/5
Jan 19, 2022
Deca Property Management, LLC
Their words speak for itself, I love renting from them, the place was not clean and some repairs that wasn't done , but overall they're the beat they kept in contact with me until move in was ready and they have understanding personnel working
Survey
4.0/5
Jan 18, 2022
Deca Property Management, LLC
Everything is good thus far
Survey
5.0/5
Jan 18, 2022
Deca Property Management, LLC
They are quick to answered maintenance requests.
Survey
5.0/5
Jan 18, 2022
Deca Property Management, LLC
Deca is awesome. They are super responsive if there is ever anything that needs to be looked at. They are professional and have clear communication. I’ve lived here almost 6 years and love my little south city Deca apartment.
Survey
5.0/5
Jan 18, 2022
Deca Property Management, LLC
Well organized company, easy to work with! When u call wih a problem they usually take under 24 hours to take care of it… understanding to underlined health issues they may effect you working! Overall the best rental agency
Survey
5.0/5
Jan 13, 2022
Deca Property Management, LLC
Your responsiveness has always been appreciated!
Google
4.0/5
Jan 13, 2022
Google Deca Property Management, LLC
You will not qualify for a viewing if you have poor credit and you r a felon
Survey
5.0/5
Jan 11, 2022
Deca Property Management, LLC
Awesome experience, very nice team & answered all of my questions
Survey
5.0/5
Jan 10, 2022
Deca Property Management, LLC
Moved fast to get my furnace repaired.
Survey
5.0/5
Jan 10, 2022
Deca Property Management, LLC
Well done
Survey
5.0/5
Jan 10, 2022
Deca Property Management, LLC
It was a very smooth move in. Very happy about my unit/ rental!
Google
5.0/5
Jan 10, 2022
Google Deca Property Management, LLC
The rep that showed me the Apt., was very respectful, kind, and answered my questions thoroughly. The property manager was very professional, and we'll spoken, when I filled out my application. I hope I am approved, and look forward to moving into the Apt.
Google
5.0/5
Dec 28, 2021
Google Deca Property Management, LLC
I’ve rented with Deca for about 6yrs and my maintenance service has been 99% great. I’m disabled and they’ve installed storage, pics, mirrors and bathroom safety bars,etc. Jim Young is a great manager and nice to me. My overall rental experience with Deca is great and I look forward to our rental future. This Deca property is well maintained, quite, clean and safe. I must be fair in my review of my history renting with Deca. This is a repost of a 1-Star Review that Goggle Reviews Removed after i posted a Separate 5-Star Review of great work that Deca did installing Grab Safety Bars in the restroom on 3/17/21. Deca told me water leaks are paramount and would be handled as such. i had an emergency kitchen water leak under the sink one weekend and was told to put a bucket under it. As a disabled person i had No Use of my kitchen in the middle of a red-hot 3rd strike pandemic. I ate out that weekend to keep safe. the leak was eventually fixed but was not taken as the Paramount Emergency water leak it was.
Survey
5.0/5
Dec 17, 2021
Deca Property Management, LLC
The repairmen who came out were polite and professional. They explained what needed to be done and promptly made the repairs.

Want to Learn More?

If you are an owner and you are interested in learning more about how Deca Property Management can help you, contact us today! The team is happy to talk to you about what it is like to partner with us. 

If you are a future resident looking for a rental property, send us a message and we will help you find your dream home! 

  • This field is for validation purposes and should be left unchanged.

ABOUT US

Deca Property Management was established in 1990 with the goal of providing high quality property management services in and around the St. Louis area. The family owned company saw a niche in the market and set out to be a different kind of company, one that put the needs of its owners and residents first.

OUR LOCATION

9630 Gravois Rd.
St. Louis, MO 63123

Hours of Operations:

8:30 - 4:30 M-F
(Holiday hours vary)

Serving All of St. Louis, St. Louis County and surrounding areas.

 

CONTACT US

(314) 631-3306
deca@decapm.com

Maintenance Emergency:
(314)-631-3306
Schedule a showing 24/7:
(314)-310-0323

CONNECT WITH US