Step By Step Prospective Resident Guide

PRE-QUALIFY

Multiple factors will be considered when making a final decision on whether you qualify for a Deca home or apartment.

It is a combination of the following:

Income

Applicants must have monthly NET income of at least 3 times the monthly rent and/or liquid assets to cover the rental payments.

Rental History

  • Applicants must have positive rental references from ALL current and previous landlords within the past 3 years.
  • No negative rental or mortgage history within the past 3 years.
  • No unsatisfied landlord actions.

Credit Score

Applicants must have a credit score of 600 or higher. There are opportunities to qualify for a property if your credit score falls under a credit score of 600 by paying an additional up-front fee or obtaining a qualified co-signer.

U

Criminal Background

Applicants must have no felony convictions (violent or real estate related) and/or no felony convictions for the illegal manufacturing or distribution of a controlled substance within the past 7 years.

Will I Qualify for a Deca Home or Apartment?

The guide below will help you determine if you pre-qualify for a Deca rental home or an apartment. An application must be submitted in order for Deca to determine whether you qualify. We encourage each prospective resident to fully read the following rental criteria and contact our office for questions.

image of advanced pre qualify steps

Employment and Income

Your NET monthly income must be at least three (3) times the monthly rent to qualify for a Deca home or apartment for rent. Assistance from agencies and housing subsidies are considered a source of income and will be valued at one and one-half (1.5) times the monthly rent. You will be required to provide proof of income.

If you have liquid assets that prove your ability to cover the rent payments you may be exempt from the income to rent ratio (proof of assets is required). If you have a current mortgage, you must make three (3) times the rent plus enough to cover the mortgage.

Proof of income is required. The following are acceptable (in some cases multiple documents will be required):

N

Copies of the last three (3) pay stubs

N

Bank statements for the past three (3) months (if self-employed)

N

Tax returns for the past two (2) years (if self-employed)

N

Letter verifying employment

N

Proof of student loans

N

Award letter for disability, social security and/or rental assistance

Other information that may be required:

N

Signed, dated and notarized contract

N

Profit and loss statements

N

Bank statements

Rental History

A solid rental history (or mortgage) is of utmost importance to qualify for a Deca home or apartment. You will need to provide a rental reference within the last three (3) years which confirms a minimum of one (1) year or more of a valid, verifiable rental history from a third-party landlord. If you do not have a rental history or if your rental history is shorter than 12 months and, assuming you meet all other requirements set forth herein, a nonrefundable rental history fee of $250 or a *qualified co-signer will be required. Deca will contact your current landlord and previous landlord to determine if you paid your rent on time, honored your lease terms and took proper care of the applicable rental property.

If your rental history includes any of the following within three (3) years prior to the submission of your application, you will NOT be eligible to rent from Deca Property Management. Landlord/Resident actions, including but not limited to:

^

Noise or nuisance violations

^

Multiple late or non-sufficient fund (NSF) charges or notices to pay or vacate

^

Pest infestations due to resident negligence

^

Material and verifiable adverse reference from prior landlord

^

Collection fillings caused by breach of lease agreement or utilities

^

Violation of rules relating to unauthorized residents and/or pets

^

Excessive property damage

^

Improper notice to vacate

^

Failure to cooperate with housing assistance program requirements while receiving benefits

^

Foreclosure

Negative rental or mortgage history 3+ years ago will be taken into consideration and may result in you not being eligible. If your history includes any unsatisfied landlord actions you are NOT eligible to rent from Deca.

Credit Score

Credit scores are an important decision-making tool that helps Deca Property Management anticipate how likely you are to pay your rent on time. There are opportunities to qualify for a unit if your credit score falls under 600 by paying an additional upfront fee or obtaining a *qualified co-signer.

* A qualified co-signer must have a minimum credit score of 640 (if the credit score is 740 or above, the credit fee will be waived) and must show they have the capacity to pay rent if needed, on top of their own debts and financial obligations. Qualified co-signer requirements will be waived for Section 8 and other housing assistance agencies if they do not allow a co-signer (further documentation may be requested).
Co-Signers are fully liable for the lease and assume the financial responsibility of the lease.

Sole Applicant Only

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Applicant and Co-Applicant

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*Co-Signer Requirement

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Criminal Background

Deca seeks residents that will adhere to the rules and who will have respect for their neighbors and property. Under no circumstance will Deca rent to someone who is a potential danger to life, property or the safety of others.

Deca will conduct a public record search through the Missouri CaseNet website, utilizing your name and date of birth, to assist us in seeking information relating to any criminal convictions.

If your history includes felony convictions (violent or real estate related) and/or felony convictions for the illegal manufacturing or distribution of a controlled substance within seven (7) years prior to the submission of your application, you will NOT be eligible to rent from Deca.

If your history includes any of the following criminal convictions, regardless of when they occurred, you will NOT be eligible to rent from Deca:

Murder

Arson

Kidnapping

Voluntary manslaughter

Terrorist threats

Sexual assault or sexual misconduct

All misdemeanors related to real estate or the safety of other residents will be grounds for not qualifying.

Rental Application Process

Many of our rental properties are in high demand. In some cases, there may already be multiple resident applications submitted at the time you submit your application. We cannot guarantee any unit, although it may be available at the time your application is submitted. Units are rented to the best qualified applicant (not based on order received) with the deposit requirement fulfilled. A deposit cannot be fulfilled until the rental application is approved and you have viewed the property.

Renter Application Rules:

  • Each person 18 years of age and over (or an emancipated minor) who intends to reside in the subject dwelling unit must submit a rental application.
  • Each applicant must qualify, at Deca Property Management’s sole discretion, either: (a) individually, or (b) jointly with other applicants.
  • Applications must be filled out and signed or electronically submitted.
  • Application fees must be paid prior to processing the rental application.
  • Applicants must acknowledge and accept that Deca represents the owner of the property for which applicant is applying.
  • Applicants must complete the application in detail and provide current picture identification and proof of legal income.(See list of acceptable documents below.)
  • If applying with a section 8 voucher, you can only apply for the number of bedrooms that is stated on your voucher.

Required Documents

Acceptable identification (Deca reserves the right to refuse any form of identification that does not fall within the following four types):

N
Current state driver's license
N
Current state identification
N
Current military identification
N
Current passport

Unacceptable identification includes, without limitation:

M
Work identification
M
Identification that is not current
M
Identification that is not in a condition to be read
M
Other forms of identification that, in Deca's sole discretion, are unsatisfactory

Any falsification of information on the rental application, including non-disclosure of criminal records is grounds for not qualifying.

Rental Application Cost:

^
$60 per adult (anyone 18 years of age and over or emancipated minor). $10 off your application fee if you apply online.
^
Application fee(s) is/are NON-REFUNDABLE
^
The application fee covers the cost of processing your application and obtaining your credit report

Methods of Payment:

^
Exact Cash
^
Money order
^
Personal check or cashier's check
^
Credit card (only accepted through online application)

Ways to Apply for a Rental Property

Online

Apply online at decapropertymananagement.com and pay with credit card ($10 off your application fee if you apply online).

In-Person

Apply in person at our office (9630 Gravois Rd St. Louis, MO 63123). We are open Mon-Fri 8:30-4:30. We accept money orders, personal checks, cashier’s checks or exact cash. We also have a drop box to the right of our front door if you want to drop it off after hours.

Mail

Mail your application with a money order, personal check or cashier’s check to our office (9630 Gravois Rd St. Louis, MO 63123).

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What People Are Saying About Us

4.8/5
4.8 /5
437 Reviews

Survey
4.0/5
Nov 18, 2021
Deca Property Management, LLC
No issues so far, request answered in a timely manner. All service people that have come over have been very professional and quick with getting the request completed.
Google
5.0/5
Nov 18, 2021
Google Deca Property Management, LLC
Excellent communication, very professional
Survey
5.0/5
Nov 14, 2021
Deca Property Management, LLC
N/A
Survey
4.0/5
Nov 13, 2021
Deca Property Management, LLC
I recently had a homeless man removed by police. He was in the building under the stairs right outside my door. Have you considered making the front and back door secured by lock and key?
Survey
4.0/5
Nov 13, 2021
Deca Property Management, LLC
work done fast, but worker did not replace part, but did what I would call a bandaid.
Survey
5.0/5
Nov 13, 2021
Deca Property Management, LLC
My water heater was out and it was repaired immediately. Thank you!
Google
5.0/5
Nov 13, 2021
Google Deca Property Management, LLC
Nice and warm people
Survey
5.0/5
Nov 10, 2021
Deca Property Management, LLC
Great job
Survey
5.0/5
Nov 10, 2021
Deca Property Management, LLC
Deca Properties is great. My concerns are with the owner of the property. I have been here I think 4 yrs now and still walls not fixed, entryway never painted now I'm dealing with mice because new neighbor Katherine downstairs leaves bird seeds on her porch to feed them. My friend came over put steel wool and sprayed everything. So can't say anything negative about DECA. they are always understanding and patience especially during COVID-19 but owners not so good. So my rating is only for Deca.
Survey
5.0/5
Nov 10, 2021
Deca Property Management, LLC
Everything went great Michelle was awesome thank you
Google
5.0/5
Nov 4, 2021
Google Deca Property Management, LLC
I love deca hope hope i can always b a renters of deca propertys very loyal and dependable love yall
Google
5.0/5
Oct 21, 2021
Google Deca Property Management, LLC
Deca has been managing my portfolio for several years now and I am very happy with their service. They have a very high response time and sense of urgency. I highly recommend them.
Survey
5.0/5
Oct 15, 2021
Deca Property Management, LLC
Deca has been great they return your calls staff has been very nice and hands on
Survey
5.0/5
Oct 15, 2021
Deca Property Management, LLC
My family and I enjoy renting from Deca Realty . The staff is wonderful to work with and always offering ways to help tenants budget and get ahead. Deca is more than just a realty company but extended family which we appreciate.
Google
5.0/5
Oct 14, 2021
Google Deca Property Management, LLC
DECA has been great to work with. They are organized and professional. The whole staff is friendly and happy to help you. Top notch organization.
Survey
4.0/5
Oct 12, 2021
Deca Property Management, LLC
The tech had to come 4 times to fix the thermostat and furnace but at the end he did a great work!
Survey
5.0/5
Oct 12, 2021
Deca Property Management, LLC
Deca is a really great management company. They are very efficient and professional
Google
5.0/5
Oct 12, 2021
Google Deca Property Management, LLC
Deca is a pleasure to work with. Very thorough, online friendly and keeps me informed about my properties. They have a team that works with me covering everything I need in a management company. You can be as hands on or hands off as you want. Personally I'm hands off and feel very comfortable with their services. Highly recommend them.
Survey
4.0/5
Oct 11, 2021
Deca Property Management, LLC
They are very helpful. The landlord is not cooperative.
Survey
5.0/5
Oct 11, 2021
Deca Property Management, LLC
I give deca and maintenance 100% very reliable
Google
5.0/5
Oct 7, 2021
Google Deca Property Management, LLC
The experience was great Michelle is awesome very professional thank you.
Google
5.0/5
Sep 29, 2021
Google Deca Property Management, LLC
I’m a current tenant for a Deca property and have been so impressed with their property management. The team is very responsive, detail oriented, and helpful. There online portal is also very easy to navigate - making payments and maintenance requests very simple.
Survey
5.0/5
Sep 17, 2021
Deca Property Management, LLC
You all are awesome, you respond quickly and everyone is courteous.
Survey
5.0/5
Sep 17, 2021
Deca Property Management, LLC
A very nice property management company
Survey
5.0/5
Sep 16, 2021
Deca Property Management, LLC
We have rented going on three years from Deca. We are extremely happy and they have quickly taken care of any Maintence issues that have came up! I would recommend them to anyone
Survey
5.0/5
Sep 16, 2021
Deca Property Management, LLC
We love our new home
Survey
5.0/5
Sep 16, 2021
Deca Property Management, LLC
Deca has really been good to me, understanding when renters get in a bind and willing to work with through any situation, i always refer families to them. There GREAT❤❤❤❤❤always there when you need them❤❤❤❤❤
Google
5.0/5
Sep 15, 2021
Google Deca Property Management, LLC
Love these Guy
Survey
5.0/5
Sep 7, 2021
Deca Property Management, LLC
You’re always available and respond in a timely manner.
Survey
5.0/5
Sep 7, 2021
Deca Property Management, LLC
Efficient, thorough and
Google
4.0/5
Sep 6, 2021
Google Deca Property Management, LLC
So far I have a wonderful experience. I felted very welcome and respected.
Google
5.0/5
Aug 28, 2021
Google Deca Property Management, LLC
Very professional and respectful and responded very quickly
Google
5.0/5
Aug 25, 2021
Google Deca Property Management, LLC
I've never stayed in a property where maintenance shows up within a day. That's what got me hooked my furnace went out within months of me moving in and they were on it!!! I appreciated that. If it's ever an issue they are very professional in handling it and getting back to you. I'd recommend this company to anyone.
Google
5.0/5
Aug 18, 2021
Google Deca Property Management, LLC
HIGHLY RECOMMEND (Maintenance Team is incredible!) We have rented through deca for almost 2 years now and we love them. Stacy with maintenance is absolutely fantastic, very professional and always acting quickly to solve any problem we have. We’ve had emergencies early in the morning/late at night and they are always quick to respond. We are very lucky and know we will continue to rent through them, even in the future!
Survey
5.0/5
Aug 17, 2021
Deca Property Management, LLC
Always professional,fair and understanding to my situation,building maintenance is exceptional.
Survey
5.0/5
Aug 11, 2021
Deca Property Management, LLC
My move-in experience was easy and positive.
Survey
5.0/5
Aug 10, 2021
Deca Property Management, LLC
DECA is always very responsive! Every person I have talked to at the office is personable and knowledgable!
Survey
5.0/5
Aug 10, 2021
Deca Property Management, LLC
They are always attentive to any request.
Survey
5.0/5
Aug 10, 2021
Deca Property Management, LLC
Very fast response and maintenance guy nice and efficient
Survey
5.0/5
Aug 10, 2021
Deca Property Management, LLC
Once applied, approval was fast, and easy
Google
5.0/5
Aug 10, 2021
Google Deca Property Management, LLC
Deca has been managing my rental properties for the last 2 years and it was the best decision I made for my investments. I can rely on the full staff for all my property needs, be it tenant placement and correspondence, maintenance issues, capex improvements, after hour emergency situations, and most recently, real estate agent representation. I rely on their many years of experience and knowledge to rest assured that my properties are being taken care of and that they have my back. Thanks Deca, much appreciated!
Survey
5.0/5
Aug 1, 2021
Deca Property Management, LLC
Chris and John did a great job. They resolved all of my concerns. Really worked well as a team.
Survey
5.0/5
Jul 25, 2021
Deca Property Management, LLC
Everyone was very helpful through the process. I owned my own home for over 20 years and relocated from a different state. I hadn't had to setup utilities in so long I didn't even know where to start.
Google
5.0/5
Jul 23, 2021
Google Deca Property Management, LLC
I have had a great relationship with all of the members of Deca. I have especially liked working with Angela Velazquez. She is very professional and always does her best to help in any way.
Survey
5.0/5
Jul 22, 2021
Deca Property Management, LLC
We've had a few different requests recently and everyone has been professional and timely.
Survey
4.0/5
Jul 22, 2021
Deca Property Management, LLC
Been here since 2008.
Survey
5.0/5
Jul 21, 2021
Deca Property Management, LLC
Jenny was amazing and very efficient!
Survey
5.0/5
Jul 15, 2021
Deca Property Management, LLC
Deca has been managing my properties for months now. During the duration because of consistent communication and transparency the job they have been performing, thus far is phenomenal.
Google
5.0/5
Jul 8, 2021
Google Deca Property Management, LLC
I’ve rented with Deca for about 6yrs and my maintenance service has been 99% great. I’m disabled and they’ve installed storage, pics, mirrors and bathroom safety bars,etc. Jim Young is a great manager and nice to me. My overall rental experience with Deca is great and I look forward to our rental future. This Deca property is well maintained, quite, clean and safe. I must be fair in my review of my history renting with Deca. This is a repost of a 1-Star Review that Goggle Reviews Removed after i posted a Separate 5-Star Review of great work that Deca did installing Grab Safety Bars in the restroom on 3/17/21. Deca told me water leaks are paramount and would be handled as such. i had an emergency kitchen water leak under the sink one weekend and was told to put a bucket under it. As a disabled person i had No Use of my kitchen in the middle of a red-hot 3rd strike pandemic. I ate out that weekend to keep safe. the leak was eventually fixed but was taken as the Paramount Emergency water leak it was.
Google
4.0/5
Jul 7, 2021
Google Deca Property Management, LLC
Rented for over a year. Good response time.

Want to Learn More?

If you are an owner and you are interested in learning more about how Deca Property Management can help you, contact us today! The team is happy to talk to you about what it is like to partner with us. 

If you are a future resident looking for a rental property, send us a message and we will help you find your dream home! 

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ABOUT US

Deca Property Management was established in 1990 with the goal of providing high quality property management services in and around the St. Louis area. The family owned company saw a niche in the market and set out to be a different kind of company, one that put the needs of its owners and residents first.

OUR LOCATION

9630 Gravois Rd.
St. Louis, MO 63123

Hours of Operations:

8:30 - 4:30 M-F
(Holiday hours vary)

Serving All of St. Louis, St. Louis County and surrounding areas.

 

CONTACT US

(314) 631-3306
deca@decapm.com

Maintenance Emergency:
(314)-631-3306
Schedule a showing 24/7:
(314)-310-0323

CONNECT WITH US