If you own rental property in St. Louis, you’ve likely heard the term “Section 8”, but navigating the Housing Choice Voucher Program as a landlord can feel overwhelming. Understanding how the program works, what’s required of you, and what to expect from the process can help you make an informed decision about whether to participate.
At Deca Property Management, we have extensive experience working with housing voucher holders and housing authority requirements in St. Louis. Here’s everything you need to know.
What Is the Housing Choice Voucher Program (Section 8)?
The Housing Choice Voucher (HCV) Program, commonly called Section 8, is a federal rental assistance program funded by the U.S. Department of Housing and Urban Development (HUD). The program helps low-income households afford housing in the private market by paying a portion of the rent directly to the property manager or landlord each month.
In St. Louis, the program is administered by two local agencies: the St. Louis Housing Authority (SLHA) for properties located within the City of St. Louis, and the Housing Authority of St. Louis County (HASLC) for properties located in St. Louis County. Voucher holders receive assistance for a specific number of bedrooms based on household size and can use their voucher at any participating private rental.
Are St. Louis Landlords Required to Accept Section 8 Vouchers?
No. Under Missouri HB 595, which became effective in August 2025, property owners in Missouri have the right to choose whether to accept applicants using federal or other forms of housing assistance. No city or county in Missouri can require privately owned rental properties to accept housing vouchers.
This is an important distinction for St. Louis landlords to understand. The decision to accept housing vouchers is voluntary, but there are meaningful benefits to participating, which we’ll cover below.
Benefits of Accepting Section 8 Vouchers as a St. Louis Landlord
Many St. Louis property owners choose to participate in the Housing Choice Voucher Program because of the following advantages:
Guaranteed monthly payments: The housing authority pays its portion of the rent directly and consistently each month, reducing the risk of missed or partial payments. Larger applicant pool: Accepting housing vouchers expands the number of pre-screened applicants who can apply for your unit. Longer average tenancy: Voucher holders tend to stay in their units longer, reducing turnover costs. Access to a reliable income source: The housing authority’s portion of rent arrives on a predictable schedule, which improves cash flow planning.
What Inspections Are Required for Section 8 Properties in St. Louis?
Before a housing voucher holder can move into your property, the unit must pass a Housing Quality Standards (HQS) inspection conducted by the housing authority. The inspection confirms the property meets HUD’s minimum health and safety standards.
Properties that participate in the program may also be subject to periodic re-inspections during the tenancy to ensure ongoing compliance. Common inspection requirements include functioning heating systems, working plumbing, safe electrical systems, proper weatherization, no structural hazards, and functioning smoke and CO detectors.
Deca Property Management coordinates all housing authority inspection requirements, communications, and re-inspections on behalf of the owners we manage.
How Are Section 8 Rent Payments Determined in St. Louis?
The housing authority determines the payment amount based on several factors, including the voucher holder’s household income, the approved bedroom count, and the property’s postal code. HUD establishes Fair Market Rent (FMR) guidelines for each area, which serve as a cap on the subsidy amount.
The housing authority pays its portion directly to the property manager each month. The resident is responsible for any balance above the voucher amount. If a voucher holder’s approved amount is below your listed rent, you have the opportunity to review the proposed terms and decide whether to proceed.
Frequently Asked Questions: Section 8 and Housing Vouchers in St. Louis
What is the difference between Section 8 and the Housing Choice Voucher Program?
They are the same program. “Section 8” is the informal name that comes from Section 8 of the Housing Act of 1937. The official federal name is the Housing Choice Voucher (HCV) Program, administered by HUD.
Do Missouri landlords have to accept Section 8 vouchers?
No. Missouri HB 595 (effective August 2025) gives landlords the right to choose whether to accept housing vouchers. No city or county in Missouri can require landlords to accept housing assistance applicants.
Will my rental be listed as a Section 8 property?
No. Properties are not marketed exclusively as Section 8 rentals. Listings simply note whether housing vouchers are accepted. The property is still listed and marketed through the same channels as any other rental.
What income verification is required for voucher holders vs. non-voucher applicants?
At Deca, non-voucher applicants must demonstrate 3 times the monthly rent in net income. Voucher holders are required to show 1.5 times the rent in net income, because the housing authority’s payment covers a portion of the total rent obligation. The same background check and screening standards apply to all applicants regardless of voucher status.
How long does the Section 8 approval process take in St. Louis?
Timelines vary by housing authority and current caseload, but the process typically involves submitting a Request for Tenancy Approval (RFTA), scheduling and passing an HQS inspection, and executing a Housing Assistance Payments (HAP) contract. Working with an experienced property management company like Deca helps ensure the process moves as smoothly and quickly as possible.
Deca Property Management: Your St. Louis Housing Voucher Partner
Deca Property Management has deep experience navigating housing authority requirements, property inspections, fair housing compliance, and leasing strategy for owners who accept, or are considering accepting, housing vouchers in St. Louis.
We work closely with each owner to ensure every leasing decision is informed, legally sound, and aligned with both your investment goals and current St. Louis housing regulations. If you have questions about the Housing Choice Voucher Program, contact us today, your property manager is available to guide you through the process.
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